Put student loan debt
behind you.
Introducing 1CAVEAT - creating new and painless ways to supplement your monthly loan payment. Join the movement.
Different ways 1CAVEAT can contribute to your loan payoff
Credit Card Roundups
We'll roundup your credit card transactions and apply the loose change to your monthly loan payments
Weekly Contributions
Setup your checking account, select a weekly contribution amount and 1CAVEAT will do the rest.
Invite Family & Friends
Invite family and friends to contribute to your 1CAVEAT account through their credit card roundups. And there's an added bonus. They can invite others to contribute to your 1CAVEAT account through their credit card roundups.
Employer Contribution
Now, employers can contribute to your 1CAVEAT account through our ground-breaking benefit program. Attract candidates with a benefit that really has an impact. Because, a tuition reimbursement program is not for everyone.
MAKE LOAN PAYMENTS WHILE STILL IN SCHOOL
- Stay on top of your interest by making 1CAVEAT payments
- Get a head start with early loan payments
- Invite family and friends now to contribute
A COUNTRY STRUGGLING WITH STUDENT LOAN DEBT
2017 Statistics
Total Number of Student Loan Borrowers:
45 million+
Millions
$1,450
Total Outstanding Student Loan Debt:
$1.45 trillion+
Average Student Loan Default Rate:
11.5%
$1,154
Average Percentage of College Grads with Student Loan Debt:
Average Debt Per Borrower:
$27,975
$959
60%
Average Debt Per Graduate Student:
$57,600
Average Debt Per Borrower at a Public School:
$26,828
Average Debt Per Borrower at a Private School:
$30,281
$803
$633
2008 2010 2012 2014 2017
TAKE A BITE OUT
OF YOUR STUDENT
LOAN
Because standard monthly
payments aren't enough
Stay connected as we develop even more ways 1CAVEAT can impact student debt.
MOM
WORK
DAD
GRANDPA
YOU
UNCLE
GRANDMA
AUNT
EXPAND YOUR
CONTRIBUTOR CIRCLE
Now, you can invite friends and family
to contribute using their credit card
roundups. And, they can invite friends
and family and so on and so on......
​
Employers can also contribute through
our groundbreaking supplemental
student loan payment program.
​
HAVE QUESTIONS ?
HERE'S MORE OR
CHECK OUR
What are costs involved?
What are costs involved?
We charge our members $1 a month, which is applied when loan payments are made. We also collect all monthly interest earned on your 1CAVEAT account.
How do I setup my loan, credit card and bank account(s)?
How do I setup my loan, credit card and bank account(s)?
You can submit your lender information to our team after which 1CAVEAT will notify you if your lender has been approved and added to our list.
How does the family and friends accounts work?
How does the family and friends accounts work?
Just fill out the contact information requested and we'll send a request to your family and friends on your behalf to become contributors to your 1CAVEAT account.
What if my lender or bank is not listed?
What if my lender or bank is not listed?
You can submit your lender information to our team after which 1CAVEAT will notify you if your U.S. lender has been approved and added to our list. We take every precaution to validate every lender and to follow strict setup procedures.
Is my information secure?
Is my information secure?
Yes. 1CAVEAT uses the latest security technologies to protect our member and contributor information. Your personal information is encrypted and securely stored. We also use encrypted methods of transferring funds and data to our lenders and banking institutions.
When are loan payments made?
When are loan payments made?
Your contributions made throughout the month will be accumulated in a secure account. Monthly payments toward your student loan(s) are securely made the end of each month from this account. A balance of $5 is always left in your 1CAVEAT account.