Different ways 1CAVEAT can contribute to your loan payoff

Credit Card Roundups

We'll roundup your credit card transactions and apply the loose change to your monthly loan payments

Weekly Contributions

Setup your checking account, select a weekly contribution amount and 1CAVEAT will do the rest.  

Invite Family & Friends

Invite family and friends to contribute to your 1CAVEAT account through their credit card roundups.  And there's an added bonus.  They can invite others to contribute to your 1CAVEAT account through their credit card roundups.

Employer Contribution

Now, employers can contribute to your 1CAVEAT account through our ground-breaking benefit program.  Attract candidates with a benefit that really has an impact.  Because, a tuition reimbursement program is not for everyone.

stuent loan debt

MAKE LOAN PAYMENTS WHILE STILL IN SCHOOL

- Stay on top of your interest by making 1CAVEAT payments

- Get a head start with early loan payments  

- Invite family and friends now to contribute

A COUNTRY STRUGGLING WITH STUDENT LOAN DEBT

2017 Statistics

Total Number of Student Loan Borrowers:

45 million+

Millions

$1,450

Total Outstanding Student Loan Debt:

$1.45 trillion+

Average Student Loan Default Rate:

11.5%

$1,154

Average Percentage of College Grads with Student Loan Debt:

Average Debt Per Borrower:

$27,975

$959

60%

Average Debt Per Graduate Student:

$57,600

Average Debt Per Borrower at a Public School:

$26,828

Average Debt Per Borrower at a Private School:

$30,281

$803

$633

  2008         2010         2012         2014        2017

TAKE A BITE OUT 

OF YOUR STUDENT

LOAN

Because standard monthly

payments aren't enough

Stay connected as we develop even more ways 1CAVEAT can impact student debt.

  MOM

 WORK

   DAD

GRANDPA

1caveat member account

YOU

 UNCLE

GRANDMA

1caveat logo

   AUNT

EXPAND YOUR

CONTRIBUTOR CIRCLE

Now, you can invite friends and family 

to contribute using their credit card 

roundups.  And, they can invite friends

and family and so on and so on......

Employers can also contribute through

our groundbreaking supplemental 

student loan payment program.

HAVE QUESTIONS ?

HERE'S MORE OR

CHECK OUR 

What are costs involved?
What are costs involved?

We charge our members $1 a month, which is applied when loan payments are made.  We also collect all monthly interest earned on your 1CAVEAT account.

How do I setup my loan, credit card and bank account(s)?
How do I setup my loan, credit card and bank account(s)?

You can submit your lender information to our team after which 1CAVEAT will notify you if your lender has been approved and added to our list.

How does the family and friends accounts work?
How does the family and friends accounts work?

Just fill out the contact information requested and we'll send a request to your family and friends on your behalf to become contributors to your 1CAVEAT account.

What if my lender or bank is not listed?
What if my lender or bank is not listed?

You can submit your lender information to our team after which 1CAVEAT will notify you if your U.S. lender has been approved and added to our list. We take every precaution to validate every lender and to follow strict setup procedures.

Is my information secure?
Is my information secure?

Yes. 1CAVEAT uses the latest security technologies to protect our member and contributor information.  Your personal information is encrypted and securely stored.  We also use encrypted methods of transferring funds and data to our lenders and banking institutions.

When are loan payments made?
When are loan payments made?

Your contributions made throughout the month will be accumulated in a secure account.  Monthly payments toward your student loan(s) are securely made the end of each month from this account.  A balance of $5 is always left in your 1CAVEAT account.